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It’s 2023 and Happy New Year. I am very sure one of your many goals is too save more money and many more money. If not, it’s mine. Reaching financial goal gives me a confidence, security and a sense of accomplishment. Especially, as a mother I need to always make sure me and my family are financially secure.
To get personal, my financial goals are to increase my income, save $5k in 5months and to pay off two of my major credit cards. To help me with my financial goals I am sharing my favorite cash back and saving apps that you need to do the same.
Rakuten
Rakuten is my #1 cashback back. It is so fun and versatile.They have all the stores you could think of. Even Dollar Tree, Rainbow and Shein ! One time they had a 10% cash back on Shein purchases and I got $20.00 back. My first Rakuten check was $77.00 in 3 months. Randomly they will have 2x cashback deals, where you can earn more. Click the link below to sign up and get $30.
https://www.rakuten.com/r/ASIACO44?eeid=44749
Digit
Digit is my favorite savings app. Yes, I have multiple savings accounts through banks, but with Digit it blindly saves for you. I rarely check the app. I am so amazed when I see over $1000 in my savings. You can even customize how often you want to save. For instance if you want to save $50 a day, Digit can do that for you. Currently, I have $1,568.65 in my Rainy Day fund on Digit;I was shocked because I just let the app do its thing and I barely check it. Click the link below to sign up to start saving without thinking about it. Digit will send you $5.00 when you sign up.
https://digit.co/r/-Jk7Hhuz0X?ab
Dosh
Great for restaurants and getting cash back on gas. I was so shocked when I got cash back at my local Jamaican restaurant.
Ibottta
Have you seen the price of eggs ? Yes, insane ! With the ibotta app you will receive cash back on your groceries. I love that they offer cashback on a variety of stores: Price Rite and Stop & Shop to name a few. Click to sign up and start getting cash back now !
https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=qaeltmh
Discover
My favorite credit card ! Discover alway has new cashback deals every 3 months. For example, during the last 3 months of the year (2022) they offered 5% cashback on all Amazon purchases. So yes, I charged all my Amazon purchases to my Discover credit card. I ended up getting the max cashback. $80.00. Another thing is that I love their card designs. I recently order the gold and black continent of African design #doitfortheculture. Click and Sign up today !
https://refer.discover.com/s/ASIA40
Bank of America
Have you scrolled down on your Bank of America app and seen the cash back deals and rewards? If not please do so. I have banked with Bank of America for 10+ years and the cashback deals are my favorite perk. They even offer cashback at Savers ! With the cashback I accrue I put that money towards paying off my credit card. I recently accured $42.00
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The great thing about these apps is that you can cross earn on multiple apps. For example, if I shop at Macy’s and Macy’s is offered on Rakuten, Dosh and Bank of America I will earn cashback on all 3 apps. You get it ? With the cash back I earn I put the money in my savings or use it to pay down a credit card. Another thing is that all these apps are free to download and will not offer you any special features for a price.
I’ve been hearing a lot about Fetch, so Im think I’m going to download that too.
Tell me in the comments what your financial goals are and how you plan to achieve them. What is the most cash back you earned from these apps ?
